New Guy - FFH Questions

[Buster1]

Hello. Let me start off by saying that you guys have a nice forum. I have been reading it for a few weeks. I am a big fan of forums and think that they generate a lot of good info and ideas.

 

I will also say that I am NOT a Ford guy, but love and believe in American cars. All my other cars are Chevy's and a Pontiac. But I will have to admit, I have been seriously looking at FFH's these past few weeks. I cannot believe what a nice looking car Ford built, and the reviews and test drives speak volumes of how great this car really is. I am impressed and may even become a Ford guy someday. I need to go do a test drive.

 

The pricing on this Hybrid also really blows me away. For just a few grand more, it can be purchased. The prices are equal or better than some of the other new non-hybrid cars that I thought were getting good gas mileage.

 

Here's my first question. No 0% APR on the FFH, why? Also, are the dealers willing to negotiate or "haggle" a little on the price? Did you pay sticker, or is it reasonable to expect the dealer to come down a little on the price like most cars these days?

 

Thanks. I look forward to reading and learning more...any maybe soon joining the Hybrid Club.

(My Pontiac daily driver is approaching 99,000 miles, and my new job involves 75% hwy driving, ~80 miles total a day)

[mirak]

There's a Ford employees board where you can request an "x-plan" pin. http://www.blueovalforums.com/forums/index.php?/forum/45-ford-x-plan-pin-requests/

 

Every Ford employee gets a few of these pins which they can give to anybody they want. X-plan will get you the car for just a few hundred dollars over true invoice, plus a mximum $75 "doc fee." It's an amazing deal. In fact, if you don't use x-plan, you are throwing money away.

 

You've just got to find a dealer who will accept x-plan pricing on the Fusion Hybrid. Most will.

 

There are no incentives on the Fusion Hybrids because dealers don't need to offer any. It's an awesome car. My first Ford also, and I am loving it.

Edited July 29, 2010 by mirak

[akirby]

Here's my first question. No 0% APR on the FFH, why? Also, are the dealers willing to negotiate or "haggle" a little on the price? Did you pay sticker, or is it reasonable to expect the dealer to come down a little on the price like most cars these days?

 

There are dealers with plenty in stock who should be willing to negotiate off MSRP. You may have to shop around though. I would think you could get $500 over invoice minus rebates but this depends on your local dealers and their inventory levels.

 

As for no 0% APR - I don't understand why you think it should be available.

[mirak]

Just FYI: the current x-plan pricing for a 2011 Ford Fusion Hybrid is:

- Pkg 502A (loaded): $30,604.00

- Pkg 501A: $28,567.00

- Pkg 500A: $27,142.00

 

Plus, the dealer can only hit you with a maximum "doc fee" of $75 under the x-plan. No other hidden fees tacked (besides, of course, tax, title, and license).

 

Now, these prices will change if you deviate from the standard packages (add leather to 501A, add premium paint, etc.). Who knows, maybe you can get a better deal than this by haggling, especially on an outgoing 2010, but use these prices as a comparison to see if you're getting a good deal.

[dogo88]

Hello. Let me start off by saying that you guys have a nice forum. I have been reading it for a few weeks. I am a big fan of forums and think that they generate a lot of good info and ideas.

 

I will also say that I am NOT a Ford guy, but love and believe in American cars. All my other cars are Chevy's and a Pontiac. But I will have to admit, I have been seriously looking at FFH's these past few weeks. I cannot believe what a nice looking car Ford built, and the reviews and test drives speak volumes of how great this car really is. I am impressed and may even become a Ford guy someday. I need to go do a test drive.

 

The pricing on this Hybrid also really blows me away. For just a few grand more, it can be purchased. The prices are equal or better than some of the other new non-hybrid cars that I thought were getting good gas mileage.

 

Here's my first question. No 0% APR on the FFH, why? Also, are the dealers willing to negotiate or "haggle" a little on the price? Did you pay sticker, or is it reasonable to expect the dealer to come down a little on the price like most cars these days?

 

Thanks. I look forward to reading and learning more...any maybe soon joining the Hybrid Club.

(My Pontiac daily driver is approaching 99,000 miles, and my new job involves 75% hwy driving, ~80 miles total a day)

 

I went through my Credit Union which offers a negotiated price and no dealer haggling. It was a bit lower that sticker, but I bought my in March 09 when no markdowns were being made. Plus if you use the service, they offer a lower percentage on the loan. All I did was take a test drive, found out one was on order with what I wanted, and when the car came in, I brought them the CU check, signed the paperwork and was on my way. I don't think I spend anymore than 20 minutes in the dealer.

 

Dan

[Buster1]

So do you have to "get" or apply for this X-plan...or can you just walk in and shoot for that?

 

Thanks for the great info guys!

[sullied]

I paid about $200 over invoice for mine. Dealers are definitely willing to negotiate. There's no 0% APR because they don't need to offer any incentives.

[akirby]

So do you have to "get" or apply for this X-plan...or can you just walk in and shoot for that?

 

Thanks for the great info guys!

 

You either get one from a Ford employee or you get one through your employer if they are a Ford partner.

[mirak]

There are three ways I know of to get an x-plan pin:

1. If your employer is a "Ford Partner" (probably not, unless you work for a big company)

2. If you know someone who works for Ford, or make a friend on the forum I posted above, who is willing to give you one of their pins (all employees get something like 4 per year). This is how I got mine.

3. Become a Ford stockholder. All you need is one share of stock, and you could sell it back soon thereafter. If you google this, you'll find a form you can fill out to request your pin once you become a stockholder.

 

First step is to take a test drive and make sure you want to buy the car. Once you are ready to buy, then get an x-plan pin. Dealers don't make much money at all on x-plan pricing, so they don't want to work very hard for these sales. You'll be much more likely to find a dealer who will accept x-plan pricing if you are ready to buy (no more test drives, etc.) If you're in a market with multiple dealerships, you'll have no trouble getting x-plan pricing somewhere.

 

Heck, you might even ask a dealer "Dealer X will give me x-plan price, can you beat that?" Probably not, but it doesn't hurt to ask.

 

Want to save some more money? Shop around online for auto financing (because you're not going to get 0% APR from the dealer on the FFH). I used the Capitol One "Blank Check" program and got a rate in the mid threes for a 36-month loan. A good loan will save you a lot of cash!

 

Finally, don't let the dealer "upsell" you the Ford service plans. Waste of money.

[sullied]

There are three ways I know of to get an x-plan pin:

1. If your employer is a "Ford Partner" (probably not, unless you work for a big company)

2. If you know someone who works for Ford, or make a friend on the forum I posted above, who is willing to give you one of their pins (all employees get something like 4 per year). This is how I got mine.

3. Become a Ford stockholder. All you need is one share of stock, and you could sell it back soon thereafter. If you google this, you'll find a form you can fill out to request your pin once you become a stockholder.

The stock version has changed recently. I called and talked to the AZX Plan people about this. You have to own 100 shares of stock for 6 months before you're eligible.

[Grey]

There are incentives on MMilanH's. Might try a locate to see if one is in your area.

[Howie411]

My local dealership is doing 0% interest for 60 months on their FFH, shame that offered that 3 months after I bought mine.

 

http://www.tedbritt.com/