I had never bought an extended warranty until I had to replace the break controller unit on my Prius Hybrid. This was a $3500 charge which as a courtesy Toyota reduced to just under $2000. This happened at 42,000 miles. I am no automotive expert but I am guessing the FFH has multiple high tech controllers. Having to fix the Sony sound, Sync or Nav unit would also quickly eat up the premium. In my mind the ESP is low cost piece of mind. It pays to shop around, I bought a 5yr 100,000 Premium Care warranty with $100 deductible for $895.