coach81 Report post Posted November 7, 2012 As of 11-7-12 I have saved an additional $250.00 for my downpayment while I wait for my vehicle to be "processed". I will update in the coming weeks, months, years??? Let's see how much more I can save up for my downpayment until I finally have my '13 FFH. Saved to date- $250.00 Quote Share this post Link to post Share on other sites
coach81 Report post Posted November 10, 2012 Added another 200 today. Saved to date $450.00 Quote Share this post Link to post Share on other sites
bankyedwards Report post Posted November 11, 2012 i was hoping just to save enough to keep a reasonable lease payment but past my goal and now thinking about having the dealership rerun the numbers on what a 60 or 72 month purchase would be vs the 36/39 month lease. although still like the idea of in 3 years turning keys over and getting a new one. Quote Share this post Link to post Share on other sites
coach81 Report post Posted November 11, 2012 Never been a fan of "always having a car note"... I've really enjoyed having no car notes for the last few years.. thus why I'm trying to save best as I can to pay this one off as fast as possible... Quote Share this post Link to post Share on other sites
bankyedwards Report post Posted November 11, 2012 that is where I am torn. I had bought my first new car back in 2001 before that was all used cars paid in cash. I paid off my 2001 early and no car note since but seemed like everytime a warrenty ran out on something I would be paying repairs. So part of me really likes the idea of staying under warrenties and when they run out i get a brand new car with new warrenties. And sorry to go political but with 4 more years now of Obama's energy policies 39 months from now it might be nice to grab a brand new top MPG plug in hybrid by then. Quote Share this post Link to post Share on other sites
RedneckRoyalty Report post Posted November 12, 2012 OK, here's a funny one....the Fusion Hybrid is my third choice in cars. My first choice was/is a Chevy Volt, second choice is the Fusion Plug-in Hybrid, and the Fusion Hybrid comes in third. Two years ago, when the economy tanked, my wife lost her job and was unemployed for almost a year. I took a 15% cut in pay. We lost the house, declared bankruptcy (chapter 13) etc. Since then, things have turned around. We increased our payments to the trustee and will pay 100% of what we owe, and, now are in a position to replace my '03 Taurus with 195k miles on it. So, for the funny part, I found a good deal on a 36 month lease of a Chevy Volt. I figured that since my credit was "bad" I would pay 100% of the lease UP FRONT (approx $15k). Due to my bad credit, they would NOT lease to me...they did however, offer to sell (and finance) the car....go figure.... I'm paying cash, so my limit was $30k. That puts me in the FFH, but not in a Volt or Plug In FFH. Who knows, I may trade it in a few years for a plug in, or, if someone comes up with a Plug-in SUV, I'll get that for my wife.... Quote Share this post Link to post Share on other sites
coach81 Report post Posted November 12, 2012 Wow Red, thanks for sharing your story and grats on your financial recovery!!!! Wife also lost her job a few months ago but now has another. Through hard work and planning we are now debt-free. Thus why I will bust my tail to pay this car off ASAP!!! Quote Share this post Link to post Share on other sites
RedneckRoyalty Report post Posted November 13, 2012 At it's worst (early 2010) and even now I am very blessed. I have a wonderful wife, three awesome daughters, and we are all healthy. Got to keep the important things important! Quote Share this post Link to post Share on other sites
coach81 Report post Posted November 14, 2012 At it's worst (early 2010) and even now I am very blessed. I have a wonderful wife, three awesome daughters, and we are all healthy. Got to keep the important things important! AMEN brother!!!! Life is great!!! Quote Share this post Link to post Share on other sites
coach81 Report post Posted November 20, 2012 +$250 To date $700.00 and growing... Quote Share this post Link to post Share on other sites
coach81 Report post Posted December 1, 2012 $300 more!!!! Got an extra $1K down payment now!!! Quote Share this post Link to post Share on other sites
coach81 Report post Posted December 6, 2012 $250 more this week.. To date- $1250.00 As far as financing..that's at least a few payments I'll not have to make now... and the pot grows... Quote Share this post Link to post Share on other sites
jeff_h Report post Posted December 6, 2012 As far as financing..that's at least a few payments I'll not have to make now... and the pot grows... If you had ordered a couple months earlier, you might have the entire sum saved up by the time it gets from Hermosillo to Flat Rock to you! Quote Share this post Link to post Share on other sites
coach81 Report post Posted December 7, 2012 If you had ordered a couple months earlier, you might have the entire sum saved up by the time it gets from Hermosillo to Flat Rock to you!From what I've been reading, I may very well STILL BE WAITING in a couple more months so I may have it yet!!! Quote Share this post Link to post Share on other sites
coach81 Report post Posted December 15, 2012 Threw another $200.00 into the pot today..... To date- $1450.00 Quote Share this post Link to post Share on other sites
coach81 Report post Posted December 29, 2012 Even with Christmas spending.. add another $250.00.... By this time next year I should have saved enough to pay the thing off... hmmmm think it will come in before then??? To date- $1700.00 Quote Share this post Link to post Share on other sites
coach81 Report post Posted January 5, 2013 (edited) As I hopefully head to the dealership to pick it up this week, I managed to add three hundred more to bring my down payment up to $2,000.00!!! Edited January 5, 2013 by coach81 Quote Share this post Link to post Share on other sites
DeeCee Report post Posted January 5, 2013 Great going. I wish yoiu were running our government! Quote Share this post Link to post Share on other sites
coach81 Report post Posted January 6, 2013 ROFL :hysterical2: I hope my car is "like yours"... I'm drooling over your MPG numbers :hyper: Quote Share this post Link to post Share on other sites
coach81 Report post Posted January 8, 2013 +$200.. and the waiting game continues... Quote Share this post Link to post Share on other sites
