I just bought purchased FFH over the weekend and after hours in the dealership, ended up also getting MPP. I jumped the gun a bit on the financing and am now getting it quickly refinanced through my credit union for a lower rate. My question is what to do about the warranty portion as I refinance this. I like to have peace of mind but also want to be smart now that I have a little bit of time to think without a finance guy talking me into something. I'm going to be driving about 15-20K per year and plan on keeping this many years (10+?) The MPP at dealership was $2,115 for 72 /100,000 Credit union offering $1558 for 72/100,000 My question is: Should I keep the MPP, go with the Credit Union warranty, get a Ford ESP (which one?), cancel MPP and wait a little while before getting an extended warranty? Sorry for so many questions....this is the first new car I have purchased, so have not dealt with this before. Also, it just seems that this is so different from anything I have ever had that there are many things that could go expensively wrong. Any advice greatly appreciated.