Jump to content





Welcome to Ford Fusion Hybrid Forum


Sign In  Log in with Facebook

Create Account
Welcome to Ford Fusion Hybrid Forum, like most online communities you must register to view or post in our community, but don't worry this is a simple free process that requires minimal information for you to signup. Be apart of Ford Fusion Hybrid Forum by signing in or creating an account.
  • Start new topics and reply to others
  • Subscribe to topics and forums to get email updates
  • Get your own profile page and make new friends
  • Send personal messages to other members.
 
Guest Message by DevFuse

Posted Image
Register your Fusion Hybrid at the official Ford authorized registry here.


Photo
- - - - -

More Extended Warranty discussions


  • Please log in to reply
27 replies to this topic

#1 OFFLINE   BiXLL

BiXLL

    Fusion Hybrid Member

  • Fusion Hybrid Member
  • 54 posts
  • Region:U.S. Northeast
  • Location:Chippewa Twp. Pa
  • Current Vehicle:2015 HiTy Platinum White
  • My Hybrid's Year:2015

Posted 07 February 2015 - 04:06 PM

I have read through some older threads on extended warranty.  It seems a lot of people are against them, but that is not the intent of this thread.  I am going to get one when I make my purchase, most likely through Flood ESP.

 

I want to get the 8 year 125,000 coverage as I usually keep a car quite a while.  (current car is a 2002 Toyota avalon with 175,000)  My question and desired topic of discussion here is what level and what deductables are people buying?

 

Myself, I am thinking 8 year Premium Care which is basicly a bumper to bumper warranty.  I am also thinking that the $380.00 difference between 0 and 50 deductable which works out to $47.50 more per year why not go 0 de3ductable?  Am I looking at this wrong, what am I not considering?  I mean to me its a no brainer with the minor differences in price versus coverage?  Tell me your thoughts









Lose this advertisement by becoming a member. Click here to create a free account.


#2 OFFLINE   Texasota

Texasota

    Fusion Hybrid Enthusiast

  • Fusion Hybrid Member
  • 986 posts
  • Region:U.S. Northern Plains
  • Location:Minnesota
  • Current Vehicle:Ford Fusion S Hybrid
  • My Hybrid's Year:2015

Posted 07 February 2015 - 05:07 PM


Myself, I am thinking 8 year Premium Care which is basicly a bumper to bumper warranty.  I am also thinking that the $380.00 difference between 0 and 50 deductable which works out to $47.50 more per year why not go 0 de3ductable?  Am I looking at this wrong, what am I not considering?  I mean to me its a no brainer with the minor differences in price versus coverage?  Tell me your thoughts

If the cost difference is $380.00 more for the $0.00 deductible, then you have to make more than 8 claims against this ESP before you would be ahead of the game.  Do you think you will use it more than 8 times when considering Fords 3 year 36,000 bumper to bumper warranty plus the 5 year 60,000 power train warranty plus the 8 year 100,000 hybrid component warranty (which includes the eCVT and the HVB)?


Edited by Texasota, 07 February 2015 - 05:08 PM.


#3 OFFLINE   Easy Rider

Easy Rider

    Fusion Hybrid Enthusiast

  • Inactive
  • PipPipPip
  • 760 posts
  • Region:U.S. Southern Atlantic
  • Location:N. Central Florida
  • Current Vehicle:Fusion Titanium
  • My Hybrid's Year:2014

Posted 07 February 2015 - 05:11 PM

It's a no brainer to me that the ODDS are that you will not get back your initial outlay regardless.

So the less money you waste the better.

 

If you MUST do this, go for at least a $100 deductible.

If you can't afford $100 per case after the initial warranty expires, then you can't afford to be paying for the warranty either.

This is only supposed to save you from HUGE, major repair bills.

 

P.S.  It really is a good idea to get a copy of the actual contract and READ it before you sign anything.



#4 OFFLINE   BiXLL

BiXLL

    Fusion Hybrid Member

  • Fusion Hybrid Member
  • 54 posts
  • Region:U.S. Northeast
  • Location:Chippewa Twp. Pa
  • Current Vehicle:2015 HiTy Platinum White
  • My Hybrid's Year:2015

Posted 07 February 2015 - 05:55 PM

I was thinking that this car will have some very high priced electronics on it.  I would venture to say that in a lot of the electronics, 1 use of the warranty would pay for it?  I dont know exactly what is involved in the regen braking system, but that seems like it could be a very expensive weak spot on the car since hybrids have not been around all that long?  I have no idea what is right and what is wrong, please don't think I am argueing here.  I am simply trying to create a conversation and maybe learn something or change the way I am thinking by listening to how others think.



#5 OFFLINE   jeff_h

jeff_h

    Fusion Hybrid Addict

  • Fusion Hybrid Member
  • 1,774 posts
  • Region:U.S. Southern Atlantic
  • Location:Virginia
  • Current Vehicle:Fusion Energi Titanium
  • My Hybrid's Year:2013

Posted 07 February 2015 - 06:08 PM

You noted that you've already read the other threads on this subject, so you know that some are for purchasing them, some are against it.

 

My anecdotal example is my 2010 FFH for which I purchased a 4yr/100k ESP, and used it once for an O2 sensor, and that's it.  So Ford made some money of me on that.  On the other hand, a co-worker also bought a 2010 FFH just a couple months after me, he also got the ESP, and his car had several gremlins and the warranty costs were over $6k.  So for him it was definitely worth it.

 

I tend to get them to outlay a known amount as a hedge against an unknown amount, but like others will note it's a matter of rolling the dice.  So it depends on your tolerance for risk, and for me I would rather nail down the known expense and move on with life.  If others don't, that's their call.  There's no need for anyone to berate one as throwring money away if one does not choose to get one... nor is there a need to do the same for those that don't choose to get one and say that they'll be sorry.  It's your money, make your choices and those who don't like it can attempt to perform an act that is not humanly possible.

 

That said, I have the 4yr/125k on my car and 7yr/100k on her car.


  • hybridbear, Silver Bullet and TonyHzNV like this

2013 Fusion Titanium Energi Deep Impact Blue

 

204627.png

 


#6 OFFLINE   Texasota

Texasota

    Fusion Hybrid Enthusiast

  • Fusion Hybrid Member
  • 986 posts
  • Region:U.S. Northern Plains
  • Location:Minnesota
  • Current Vehicle:Ford Fusion S Hybrid
  • My Hybrid's Year:2015

Posted 07 February 2015 - 08:50 PM

I am not an advocate for or against extended warranties. I have bought them in the past but not on any recent car purchases. Here is Consumer Reports advice:

 

    http://www.consumerr...-game/index.htm

 

There is a wide spectrum of opinions on CR but it is worth the time to read their take and then make your own decision.



#7 OFFLINE   acdii

acdii

    Fusion Hybrid Legal Resident

  • Fusion Hybrid Member
  • 8,174 posts
  • Region:U.S. Great Lakes
  • Location:Harvard
  • Current Vehicle:2013 HyTi, 2013 Flex EbTi
  • My Hybrid's Year:2013

Posted 07 February 2015 - 10:23 PM

I got 4 year 125K $200 deductible.  If there are any major repairs, they will be much more than $200 to repair, and for the most part any minor repairs done will be under $200.


Drive Smarter, Not Faster

Posted Image
https://www.facebook.../12595DesertRat

#8 OFFLINE   mwr

mwr

    Fusion Hybrid Enthusiast

  • Fusion Hybrid Member
  • 697 posts
  • Region:U.S. Pacific Coast
  • Location:San Francisco Bay Area
  • Current Vehicle:2015 FFH SE
  • My Hybrid's Year:2015

Posted 08 February 2015 - 12:14 AM

I got 4 year 125K $200 deductible.  If there are any major repairs, they will be much more than $200 to repair, and for the most part any minor repairs done will be under $200.

I would bet anything under $200 would be something other than a repair :-)


Edited by mwr, 08 February 2015 - 12:14 AM.

IMG_2641c_160w.jpg


#9 OFFLINE   BiXLL

BiXLL

    Fusion Hybrid Member

  • Fusion Hybrid Member
  • 54 posts
  • Region:U.S. Northeast
  • Location:Chippewa Twp. Pa
  • Current Vehicle:2015 HiTy Platinum White
  • My Hybrid's Year:2015

Posted 08 February 2015 - 06:52 AM

I am not an advocate for or against extended warranties. I have bought them in the past but not on any recent car purchases. Here is Consumer Reports advice:

 

    http://www.consumerr...-game/index.htm

 

There is a wide spectrum of opinions on CR but it is worth the time to read their take and then make your own decision.

Good read, thanks



#10 OFFLINE   Easy Rider

Easy Rider

    Fusion Hybrid Enthusiast

  • Inactive
  • PipPipPip
  • 760 posts
  • Region:U.S. Southern Atlantic
  • Location:N. Central Florida
  • Current Vehicle:Fusion Titanium
  • My Hybrid's Year:2014

Posted 08 February 2015 - 11:08 AM

I got 4 year 125K $200 deductible.  If there are any major repairs, they will be much more than $200 to repair, and for the most part any minor repairs done will be under $200.

+1  :thumbsup:

 

Gaze into the future......about 2 years or whenever your BTB coverage runs out........and think about whether or not you could cover a $1500 replacement of a computer board (or similar) without it causing a crisis in your life.  If it would cause you grief, then get the warranty with a higher deductible.  If it would NOT put a crimp in your budget then it's best to go with the odds and skip it altogether.

 

P.S.  If you cannot afford to cover a $200 repair bill now and then, maybe you should seek the services of a financial counselor.......and think about whether or not a brand new, high end car is really the right choice for you.


  • acdii and machoman1337 like this

#11 OFFLINE   TonyHzNV

TonyHzNV

    Fusion Hybrid Enthusiast

  • Fusion Hybrid Member
  • 411 posts
  • Region:U.S. Pacific Coast
  • Location:Las Vegas, NV
  • Current Vehicle:Fusion SE Hybrid
  • My Hybrid's Year:2014

Posted 08 February 2015 - 12:11 PM

I am not an advocate for or against extended warranties. I have bought them in the past but not on any recent car purchases. Here is Consumer Reports advice:
 
    http://www.consumerr...-game/index.htm
 
There is a wide spectrum of opinions on CR but it is worth the time to read their take and then make your own decision.

It's not that I trust or distrust CR, they do publish a lot of good, interesting information. My view is that 2010 cars (the newest in the article) being 5 years old are much less sophisticated than a 2015 model due simply to the technological advances of the last 5 years. If you factor in that we are talking hybrids here, we add another level of sophistication & technology. I would bet the large majority of vehicles surveyed in the CR article are regular gas powered vehicles and not hybrids, as hybrids and electrics comprise a very small percentage of the auto population. As sophisticated as our cars are and considering all the electronic components alone that could fail, I would feel much better having a Premium Care ESP for at least 8 yrs/100K to match the unique Hybrid component warranty assuming that I plan to keep the car that long.


Edited by TonyHzNV, 08 February 2015 - 11:20 PM.

  • GrySql likes this

340661.png

2013 F-150 XLT Super Cab Ingot Silver Metallic/Gray Cloth, 302A, 5.0L V8, 7100# GVWR Pkg, Tailgate Step, Cloth Bucket Seats. Build Date: 01/25/13

2014 Fusion SE Hybrid, Ruby Red Tinted Clearcoat/Charcoal Black Cloth, SE Appearance Pkg, Rear Spoiler, 18" Premium Sport Wheels, Tech/MFT Pkg, Rear View Camera, Reverse Sensing Sys, Adaptive Cruise Control, Nav System. Build Date: 11/25/13, Sync Version: 3.8 (w/nav)

Previous (Ford) Vehicles: 1995 Contour, 1999 Explorer Sport, 2002 Explorer XLS 4x4, 2003 Expedition XLT 4x4, 2007 F-150 XLT 4x4, 2007 Fusion SEL, 2012 Fusion SEL

 

"Do What You Can, For Who You Can, With What You Have, and What You Know"


#12 OFFLINE   hybridbear

hybridbear

    Fusion Hybrid Fanatic

  • Moderator
  • PipPipPipPipPip
  • 4,915 posts
  • Region:U.S. Northern Plains
  • Location:Minneapolis, MN
  • Current Vehicle:2013 Focus Electric, 2013 Fusion Energi Titanium
  • My Hybrid's Year:2013

Posted 09 February 2015 - 11:23 AM

My recommendation is to wait until your B2B warranty is about to expire before buying the ESP. The price difference is minimal. By waiting you will know how well your particular car works. If you've had lots of little issues then you may want to buy the $0 deductible plan since you'd expect to have more visits. If you've had few issues then the higher deductible plan might have the lowest expected overall cost. Or, you may decide that you don't want to keep this car a long time and thus you don't want an ESP at all.

 

Another thing to address: is the deductible per service visit or per issue? Suppose you bring the car in for 3 small issues. Is that one deductible payment or 3 deductible payments?


Edited by hybridbear, 09 February 2015 - 11:23 AM.

  • Texasota likes this

Current Vehicles

2013 Ford Fusion Energi Titanium - White Platinum Metallic

2013 Ford Focus Electric - Ice Storm

315692.png

 

Previous Vehicles

2013 Ford Fusion Hybrid SE x2

252543.png167422.png


#13 OFFLINE   machoman1337

machoman1337

    Fusion Hybrid Enthusiast

  • Fusion Hybrid Member
  • 418 posts
  • Region:Canada British Columbia
  • Location:Vancouver
  • Current Vehicle:FFH SE Ice Storm/Lexus LS430
  • My Hybrid's Year:2013

Posted 09 February 2015 - 09:54 PM

Damn, I need to buy an ESP soon - my car first hit the road in August 2012 so my warranty will expire this summer. Ford Canada likes to hose us on those though - even at the current exchange rate of 80 cents, there are some nice savings to be had buying the warranty down south (I confirmed on another forum that a US warranty will be honoured in Canada and vice versa). The only challenge left is finding a US dealer who will be willing to sell the ESP to a Canadian in the first place. I plan to use a friend's address (the way some Canadians manage to buy new cars in the states), and hopefully they won't ask to see my driver's license.

 

For those who bought an ESP, which one did you get and for how much? Would BaseCare be sufficient coverage or is it worth ponying up a little more for PremiumCare or ExtraCare?


Edited by machoman1337, 09 February 2015 - 09:55 PM.

My precious: 2013 Fusion Hybrid SE Ice Storm - Luxury Package (Dune), Navigation, Tech Package, Active Park Assist, Moonroof (ugh), 18" premium painted luxury wheels. Built in July 2012, bought CPO (former demonstrator) in May 2014. 6.3L/100 km lifetime fuel economy

 

Current temporary ride: 2003 Lexus LS430 w/navigation and parking sensors. Bought in December 2002, selling when I graduate


#14 OFFLINE   hybridbear

hybridbear

    Fusion Hybrid Fanatic

  • Moderator
  • PipPipPipPipPip
  • 4,915 posts
  • Region:U.S. Northern Plains
  • Location:Minneapolis, MN
  • Current Vehicle:2013 Focus Electric, 2013 Fusion Energi Titanium
  • My Hybrid's Year:2013

Posted 10 February 2015 - 10:04 AM

Damn, I need to buy an ESP soon - my car first hit the road in August 2012 so my warranty will expire this summer. Ford Canada likes to hose us on those though - even at the current exchange rate of 80 cents, there are some nice savings to be had buying the warranty down south (I confirmed on another forum that a US warranty will be honoured in Canada and vice versa). The only challenge left is finding a US dealer who will be willing to sell the ESP to a Canadian in the first place. I plan to use a friend's address (the way some Canadians manage to buy new cars in the states), and hopefully they won't ask to see my driver's license.

 

For those who bought an ESP, which one did you get and for how much? Would BaseCare be sufficient coverage or is it worth ponying up a little more for PremiumCare or ExtraCare?

There may be some issues with your warranty not being honored if you buy it using fraudulent information. Technically, the contract would not be legally enforceable in that instance.

 

Have you tried calling Flood Ford or Anderson-Koch Ford to ask them about selling the ESP to a Canadian? It might not appear on their website as an option, but you never know what they'll say if you call.

 

As far as which warranty, read what is covered by BaseCare, ExtraCare & PremiumCare along with what the 5/60 factory warranty covers & the 8 year emissions warranty & the 8/100 hybrid components warranty and make a decision.


  • Texasota likes this

Current Vehicles

2013 Ford Fusion Energi Titanium - White Platinum Metallic

2013 Ford Focus Electric - Ice Storm

315692.png

 

Previous Vehicles

2013 Ford Fusion Hybrid SE x2

252543.png167422.png


#15 OFFLINE   acdii

acdii

    Fusion Hybrid Legal Resident

  • Fusion Hybrid Member
  • 8,174 posts
  • Region:U.S. Great Lakes
  • Location:Harvard
  • Current Vehicle:2013 HyTi, 2013 Flex EbTi
  • My Hybrid's Year:2013

Posted 10 February 2015 - 08:48 PM

If you're going to buy one, buy the best one.


  • corncobs and machoman1337 like this
Drive Smarter, Not Faster

Posted Image
https://www.facebook.../12595DesertRat

#16 OFFLINE   md13ffhguy

md13ffhguy

    Fusion Hybrid Enthusiast

  • Fusion Hybrid Member
  • 741 posts
  • Region:U.S. Northeast
  • Location:MD
  • Current Vehicle:Fusion SE Hybrid
  • My Hybrid's Year:2013

Posted 10 February 2015 - 08:50 PM

If you're going to buy one, buy the best one.

What makes one the best?

244968.png


#17 OFFLINE   acdii

acdii

    Fusion Hybrid Legal Resident

  • Fusion Hybrid Member
  • 8,174 posts
  • Region:U.S. Great Lakes
  • Location:Harvard
  • Current Vehicle:2013 HyTi, 2013 Flex EbTi
  • My Hybrid's Year:2013

Posted 10 February 2015 - 08:55 PM

Premiumcare covers the most, so you are completely covered. The others have gaps that they dont cover, like interior electronics and such.


  • corncobs likes this
Drive Smarter, Not Faster

Posted Image
https://www.facebook.../12595DesertRat

#18 OFFLINE   md13ffhguy

md13ffhguy

    Fusion Hybrid Enthusiast

  • Fusion Hybrid Member
  • 741 posts
  • Region:U.S. Northeast
  • Location:MD
  • Current Vehicle:Fusion SE Hybrid
  • My Hybrid's Year:2013

Posted 11 February 2015 - 03:21 AM

Right, so you're advocating paying the most to cover the most. Ok.

244968.png


#19 OFFLINE   acdii

acdii

    Fusion Hybrid Legal Resident

  • Fusion Hybrid Member
  • 8,174 posts
  • Region:U.S. Great Lakes
  • Location:Harvard
  • Current Vehicle:2013 HyTi, 2013 Flex EbTi
  • My Hybrid's Year:2013

Posted 12 February 2015 - 10:28 AM

There are 4 levels of care,

 

Powertrain, which covers whats under the hood, Except Electrical.  So if anything electrical fails, like the PCM, Not Covered.

 

Base Care  Everything under the hood, AC suspension , brakes, steering and Electrical.  There are limits to what is covered, not all electrical is covered, nor are specialty electronics, like roll over control modules, etc.

 

Extra Care, add High Tech. These are the ones you want covered as it covers the dash displays, center stack, etc.  If any one of these items goes bad, big money to repair. However, there are limitations to what is actually covered. It does not cover hybrid components.  Again, not everything is covered, like the drivers tech package, lane keeping, auto high beams, rain sense wipers, are not covered.

 

Premium Care, Add the ford stereo, rear suspension, Emissions, and Safety.   This one covers everything except body panels.

 

If you plan to drive beyond the hybrid warranty, the PremiumCare is the one to go with, up to 125K miles.


Edited by acdii, 12 February 2015 - 10:32 AM.

  • hybridbear likes this
Drive Smarter, Not Faster

Posted Image
https://www.facebook.../12595DesertRat

#20 OFFLINE   Texasota

Texasota

    Fusion Hybrid Enthusiast

  • Fusion Hybrid Member
  • 986 posts
  • Region:U.S. Northern Plains
  • Location:Minnesota
  • Current Vehicle:Ford Fusion S Hybrid
  • My Hybrid's Year:2015

Posted 12 February 2015 - 01:43 PM

If you plan to drive beyond the hybrid warranty, the PremiumCare is the one to go with, up to 125K miles.

 

This is very much a matter of personal choice and what you are comfortable with. Nothing wrong with paying for an extended warranty if it makes you more comfortable.  But in most cases, as the CR survey data shows, very few purchasers of an extended warranty come out ahead in the end.






0 user(s) are reading this topic

0 members, 0 guests, 0 anonymous users

Privacy Policy Terms of Service ·